Revolving Loan Funds

Use any of the two revolving loan funds that CAIC makes available for Value-Added Producers.

CAIC’s revolving loan fund supports Value-Added Producers with loans of up to $25,000 to start or expand their business. This is a nontraditional kind of financing with interest rates priced at or below current market.

SERCAP provides Small Business Loans of up to $50,000 to businesses in rural communities with populations of 50,000 residents or less. Eligible uses, include: working capital, inventory, property acquisition/renovation, financial management systems, and more.


Mini-Grants up to $5,000 are available for:
– Market Research and Validation of Target Market
– Customer Acquisition
– Product Development Initiatives
– Food Safety Classes
Value-added producers and companies with traction ($20,000 or more in yearly revenue) in Maryland and Delaware are eligible to apply for Mini-Grants. Participants may apply once for each of the categories. Applicants must demonstrate that they have a unique and differentiated product or service that incorporates an aspect of innovation or technology in its production, processing, distribution, or other element of the food supply system.
Applications are accepted on a rolling basis. Award decisions will be made and funds will be available no later than three weeks following the receipt of a completed application.
Application Process
Applicants must submit Mini-Grant proposals by filling out the form at this link. Copy(ies) of quote(s), proposal(s), estimate(s), or any other supporting documents.


CAIC offers access to Subject Matter Experts (SMEs) who can offer authoritative advice based on their deep knowledge and experience in a specific area. See the ADVISORS page of this Web site to learn more about the SMEs who are available to CAIC participants.